1. Kuwaiti banks and branches of foreign banks licensed by the Central Bank to do business in the State of Kuwait; 2. financing companies, excluding commercial companies subject to the supervision of the Ministry of Commerce and Industry which grant credit facilities through sale of commodities through instalments or the provision of services payable in instalments or any kind of deferred sales, or investment companies exercising, in addition to a financing activity, Securities Activities licensed by the Authority; 3. exchange companies that are subject to the supervision of the Central Bank in accordance with Ministerial Order dated 19/3/1984 subjecting Exchange Companies to the Supervision of the Central Bank of Kuwait.